
From Hiring To Commission Payout: How Philippine Insurance Agencies Can Fix Their People Operations End To End
Learn how Philippine insurance agencies can unify HR, payroll, and commission processes to solve lifecycle
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“When you feel empowered, even though you know it’s a very difficult decision and hard to implement, you go out there with a full heart and mind, willing to take the risk and do it.”
This powerful reflection shared by Ms. L.A. Cruz, one of the guest panelists at the Lead to Last: Retaining Talent Through Empowered Leadership panel during Sprout’s SOHR Summit 2025, showed what real empowerment can help leaders and teams achieve.
Led by Crissy Rollan, Founder and CEO at Qubel Recruitment Corp and HR Thought Leader at @crissytalkshr, the panel featured three accomplished HR leaders who brought diverse experience across industries and cultures:
Insights from the discussion revealed three key reasons why empowerment is essential for retaining talent.
According to Ms. Cruz, being treated as a core part of the leadership team, not just an HR function, created a sense of ownership in her decisions and impact. Empowerment allowed her to take risks, make difficult calls, and model bold decision-making to her team. This confidence, she emphasized, trickles down to others.
Mr. So recounted leading major decisions in Canva during the height of the pandemic, including policy changes like unlimited sick leaves. Despite the potential risks, the support he received from senior leadership gave him the courage to act decisively. He attributed this empowerment to strong organizational trust and a “glocal” mindset: global standards with local execution.
For Ms. Lim, being empowered meant being trusted to empower others. She cited an example where she trained her deputy to lead a salary benchmarking project from end to end, with full confidence that her team could represent HR’s recommendations to top leadership. The result? Buy-in, execution, and stronger team confidence.
The panel also acknowledged that empowerment isn’t always easy, especially in today’s high-pressure environments.
Ms. Lim shared her experience returning to the Philippines after working abroad. She noted that while empowerment is possible locally, it often requires unlearning old systems and leadership expectations. For her, the key was to give people context and parameters, empowering them within clear decision-making boundaries.
Meanwhile, Ms. Cruz highlighted the patience required when dealing with homegrown talent in traditional firms. She emphasized that Filipino leaders can thrive when they are shown what great looks like. “It’s a slow burn, but it’s worth it”, she said.
To move from theory to practice, the panelists shared how they cascade empowerment to managers and teams.
Based on the discussion, several key elements are critical to embedding empowerment in teams and culture:
Tip: Learn the top HR trends and key insights to help you build a more committed workforce in our State of HR 2025 report.
A strong culture of empowerment can reduce turnover, but it’s not always that simple. The panel tackled this question directly: Is low attrition always a good thing?
Ms. Lim shared that Tala’s 10–11% attrition rate is well below the industry average for fintech (which can go up to 50%). While this suggests strong employee engagement and continuity, it also comes with challenges, such as limited upward mobility, slow innovation, and resistance to change.
This reveals a critical insight: retention isn’t just about keeping people; it’s about keeping the right people in the right roles, with room to grow.
Here’s what the panelists emphasized about managing attrition strategically:
Mr. So explained that some attrition is necessary to make space for new roles, ideas, and skills. He cautioned against obsessing over keeping everyone, especially if roles or business needs evolve.
While some companies adopt this framework to push performance, it can be risky in cultures that value stability. Leaders must balance fairness, cultural fit, and growth.
According to Ms. Cruz, HR shouldn’t carry retention alone. Business leaders should own the outcomes of keeping or promoting someone, especially if there are risks involved.
When asked about retaining a high-performing but misaligned employee, the panel agreed: leadership should weigh both value delivery and long-term cultural impact and take accountability for the decision.
As the panelists shared, empowerment requires patience, resilience, and a deep understanding of the business, but the payoff is a stronger, more agile workforce ready to face challenges and seize opportunities.
Retention is not just about keeping employees; it’s about keeping the right people in roles where they can thrive and contribute meaningfully. Leaders must balance performance with cultural fit and take responsibility for making tough decisions that align with long-term goals.
Missed the live event? Watch the full recording anytime, and check out our other on-demand webinars. You may also explore our thought leadership pages and blogs for more insights and resources to help you build a stronger team.

Content Marketing Officer
Fiona Gurtiza leads content production across Sprout’s digital channels, directing content strategy and development. She is also a TEDx speaker, published writer, podcast host, and spoken word poet.

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