How much administrative work is involved with ReadyCash?

ReadyCash is designed to minimize administrative work. The entire application and repayment process is automated. The ReadyCash Admin Dashboard allows managers to monitor transactions.

Can we avail of both ReadyWage and ReadyCash?

Yes, your company can utilize both ReadyWage and ReadyCash. The system ensures responsible advances and borrowing.

How do I access ReadyCash?

Log in to your Sprout HR account, look for the ReadyCash widget, and follow the steps to request an advance.

How much money can I borrow with ReadyCash?

You can borrow up to Php 50,000, depending on your salary and company policies.

Are there any interest charges on ReadyCash salary advances?

No, ReadyCash is an interest-free benefit, though there are convenience fees per transaction.

Help Your Employees During Financial Emergencies

Provide your employees with fast and secure emergency funds with zero wait times. Support their financial wellness that at no additional cost or administrative burden to your company.

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91.8%

of Filipinos experience financial stress and anxiety at least sometimes.

60%

of Filipino employees have no emergency funds established.

4.7 star rating

Say Goodbye to Financial Stress with Our Fast Emergency Cash Advance Solution

Financial emergencies can strike anytime, impacting your employees’ well-being and productivity. Help them with Sprout ReadyCash, a simple and safe way for your employee to access salary advances.

For Employees

Get emergency funds in minutes
No forms needed
24/7 access through mobile or web
Interest-free
Risk-free

Sprout ReadyCash is now powered by Netbank, dedicated to providing essential financial services to Filipino workers.

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For Employers

Near zero admin work
Near zero admin work
No company liability
100% free for companies
Visibility over employee transactions through the Finances Admin Dashboard

28%

Lower employee turnover

14%

Increase in overall productivity

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Hanna Bance, HR and Payroll Admin at RCD Land, emphasizes the positive impact of ReadyCash:

"Sprout ReadyCash has been very helpful. I love seeing our employees use this and talk to us about how great this benefits have been."

Hanna Bance

RCD Land’s journey with Sprout extends beyond automation. With Sprout ReadyCash, RCD Land was able to empower its employees and foster a culture of care.

Discover how ReadyCash has empowered countless employees to overcome financial hurdles.

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VIEW SUCCESS STORIES

Why Choose Sprout ReadyCash?

Sprout ReadyCash offers a win-win solution for both employers and employees by providing financial wellness and reducing administrative burdens.

Employer Benefits

Stop Predatory Loans: Protect your employees from high-cost lenders charging outrageous fees.
Be the Employer of Choice: Show your employees you care by offering financial help during tough times.
Borrow with Confidence: Employees can borrow emergency funds easily and securely with no hidden fees, simple calculations, and zero-interest.

Employee Benefits

Fast & Hassle-Free: Forget waiting in lines or worrying about approvals. Funds go directly to your employee's bank account.
Be the Employer of Choice: No Risk for Your Business: All contracts are directly between our partner and your employees. You simply remit the payment and relax.

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How Does Sprout ReadyCash Work?

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Employer FAQs

ReadyCash is 100% free for companies that use both Sprout HR and Payroll.

ReadyCash repayments are automatic. The borrowed amount will be deducted from the employee’s salary through Sprout Payroll.

ReadyCash is designed to minimize administrative work for you. The entire application and repayment process is automated. For added control, there is a ReadyCash Admin Dashboard for managers to monitor if there are potentially high volumes of transactions.

This dashboard will offer features like:

Cash Advances: Search for specific salary advance/s entries.
Salary Advance/s Details: View in-depth information about a particular salary advance/s.

Since ReadyCash relies on salary information, eligibility is determined by employee data within Sprout HR and Payroll. You can contact Sprout directly for further details on eligibility requirements.

Yes, your company can utilize both ReadyWage and ReadyCash! We ensure responsible advances and borrowing by carefully evaluating employee transactions across both platforms to determine appropriate limits.

Employee FAQs

Log in to your Sprout HR account on your desktop or mobile app.
Look for the ReadyCash widget and click on “Get Cash”.
Choose the amount you need and select your preferred payment terms.
Enter the reason for your request.
For first-time users, upload a valid government ID for verification.
Review and agree to the terms and conditions before submitting your request.
That’s it! The funds will be deposited directly into your payroll account in less than 2 minutes
Note: A prompt will appear if you’re not yet eligible for this service.

ReadyCash can provide you with up to Php 50,000 at a time. However, the maximum salary advance/s amount depends on your salary and your company’s policies.

The approval process is very quick. Once you request a salary advance/s through Sprout HR, you can receive the funds in your payroll account in less than 2 minutes.

No, ReadyCash is an interest-free benefit. But there are convenience fees charged per transaction.

Repayment is automatic. The chosen amount will be deducted from your salary in installments over your selected repayment term.

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